Privacy Notice

What does Bettenhausen do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Bettenhausen chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

For our everyday business purposes - such as to process your transaction, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus. Bettenhausen does share this information and you cannot limit this sharing.

For our marketing purposes - to offer our products and services to you. Bettenhausen does share this information and you cannot limit this sharing.

For our joint marketing with other financial companies. Bettenhausen does not share this information.

For our affiliates' everyday business purposes - information about your transactions and experiences. Bettenhausen does not share this information.

For our affiliates' to market to you. Bettenhausen does not share this information.

For non-affiliates' to market to you. Bettenhausen does not share this information.

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How does Bettenhausen protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Bettenhausen collect my personal information?

We collect your personal information, for example, when you:

  • Show us your driver's license
  • Pay us by check
  • Apply for a loan
  • Apply for financing
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Bettenhausen has no affiliates.


Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Bettenhausen does not share with non-affiliates so they can market to you.


Joint Marketing

A formal agreement between non-affiliated and financial companies that together market financial products or services to you. Bettenhausen does jointly market.

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