Do You Need Full Coverage on a Used Financed Car?

Do you need full coverage on a used financed car? Are you wondering how to finance a used car or how many years you can finance a used car? Our finance department at Bettenhausen Automotive can help. We’ll walk you through each step of the used car buying process to help you find a used car that’s right for you. Use our finance calculator to help determine which vehicles fit within your budget.

Facts on Do You Need Full Coverage on a Used Finance Car?

Although most states don’t require full coverage by law, it’s at the dealer’s discretion to require full coverage during the financing period. Full coverage protects their investment, making it a standard policy at most car dealerships near Orland Park. Once you own the title outright, you can choose how much coverage you want. Contact us to find out our insurance policy.

Your financing contract will state how long your financing term is, interest rates, and monthly payments. Some dealers allow drivers to pay off their loans early, while others charge a fee. Start the application process online, and one of our financial advisors will contact you to discuss terms.

How Many Years Can You Finance a Used Car?

How many years can you finance a used car? The term of your financing plan will vary depending on your financial situation. Once you’ve found the model you want to finance, head over to our finance department with the following information:

• Valid Driver’s License
• Valid Car Insurance Card
• Financial paperwork (pay stubs, proof of employment, etc.)
• Current vehicle documentation

Once you’re paired with a Bettenhausen Automotive financial officer, they’ll evaluate your financial situation, credit score, and proof of employment. If you’re concerned about your credit score, learn how to improve it to get a better deal on financing. If you can’t afford to wait for your credit score to improve, consider leasing; you’ll face lower monthly payments and interest rates than if you finance.

How to Finance a Used Car at Bettenhausen Automotive

Get help shopping for a used car or used SUV for sale at Bettenhausen Automotive. We offer new vehicle specials and car buying tips, getting Tinley Park and New Lenox drivers behind the wheel for less. Browse our used and certified pre-owned models, then learn how to negotiate a deal with in-house financing.